---
title: Blog | RBN Insurance Services | People + Benefits
description: People + Benefits | Information and ideas you can use to improve employee benefits solutions, better understand risk management, and receive expert private equity advice.
---
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# Blog | RBN Insurance Services | People + Benefits
THE RBN BLOG
Information and ideas you can use to improve employee benefits solutions, better understand risk management, and receive expert private equity advice.
[](https://blog.rbninsurance.com/7-tips-to-help-your-employees-navigate-rising-healthcare-costs-this-year)
## [7 Tips to help your employees navigate rising healthcare costs this year](https://blog.rbninsurance.com/7-tips-to-help-your-employees-navigate-rising-healthcare-costs-this-year)
[Open Enrollment](https://blog.rbninsurance.com/tag/open-enrollment) [People + Benefits](https://blog.rbninsurance.com/tag/people-benefits) | 5 min read
[](https://blog.rbninsurance.com/att-i-9-form-update)
## [I-9 Form Update](https://blog.rbninsurance.com/att-i-9-form-update)
[People + Benefits](https://blog.rbninsurance.com/tag/people-benefits) | 3 min read
[](https://blog.rbninsurance.com/illinois-biometric-information-privacy-act-bipa-new-developments)
## [Illinois Biometric Information Privacy Act ("BIPA"): New Developments](https://blog.rbninsurance.com/illinois-biometric-information-privacy-act-bipa-new-developments)
[People + Benefits](https://blog.rbninsurance.com/tag/people-benefits) | 2 min read
[](https://blog.rbninsurance.com/fbla-law-updates)
## [2023 FBLA Law Updates](https://blog.rbninsurance.com/fbla-law-updates)
[People + Benefits](https://blog.rbninsurance.com/tag/people-benefits) | 3 min read
[](https://blog.rbninsurance.com/encouraging-employees-to-use-their-preventative-care)
## [Promoting Employee Utilization of Preventative Care](https://blog.rbninsurance.com/encouraging-employees-to-use-their-preventative-care)
[People + Benefits](https://blog.rbninsurance.com/tag/people-benefits) | 2 min read
[](https://blog.rbninsurance.com/an-employers-guide-to-fmla)
## [An Employers Guide to FMLA](https://blog.rbninsurance.com/an-employers-guide-to-fmla)
[People + Benefits](https://blog.rbninsurance.com/tag/people-benefits) | 3 min read
### RBN’S WEEKLY INSIGHT
- #### General Liability insurance protects commercial clients from common third-party claims. Choose appropriate policy limits and consider an umbrella policy for extra coverage. Review your policy regularly to ensure it matches your evolving business needs.
TIP OF THE WEEK 7/29
- #### “Slip and fall” claims are common for many retail businesses. In addition to providing signage and maintaining your property to reduce the risk that someone may be injured on your premises, you should have a detailed post-accident procedure to ensure the person gets the right attention and to document what happened.
TIP OF THE WEEK 7/22
- #### When you have contractors working at your site, you can mitigate your risk by requiring them to indemnify you for any claims arising from their work. You should require proof of insurance, additional insured status on their policies, and a waiver of subrogation for workers’ compensation claims.
TIP OF THE WEEK 7/15
- #### Check whether your deductibles apply on a “per claim” or “per occurrence” basis. If multiple parties make claims against you because of the same event, a “per occurrence” deductible will mean lower out of pocket costs.
TIP OF THE WEEK 7/8
### Popular Posts
- #### [Are Carrier Recommendations Optional?](https://blog.rbninsurance.com/are-carrier-recommendations-optional)
[Property](https://blog.rbninsurance.com/tag/property) | 4 min read
- #### [Effective Communication with Your Commercial Auto Fleet Employees](https://blog.rbninsurance.com/effective-communication-with-your-commercial-auto-fleet-employees)
| 2 min read
- #### [Reservation of Rights Letters (ROR)](https://blog.rbninsurance.com/reservation-of-rights-letters-ror)
| 1 min read
### Staff Picks
- #### [RBN Insurance Services Named a 2021 Best Place to Work in Insurance](https://blog.rbninsurance.com/rbn-insurance-services-named-a-2021-best-place-to-work-in-insurance)
[Company News](https://blog.rbninsurance.com/tag/company-news) | 1 min read
- #### [Is Your Insurance Coverage Right for a Tight Supply Chain?](https://blog.rbninsurance.com/is-your-insurance-coverage-right-for-a-tight-supply-chain)
[COVID-19](https://blog.rbninsurance.com/tag/covid-19) | 2 min read
- #### [The Benefits of Starting Open Enrollment Early](https://blog.rbninsurance.com/the-benefits-of-starting-open-enrollment-early)
[Open Enrollment](https://blog.rbninsurance.com/tag/open-enrollment) | 2 min read
### Subscribe to Our Blog
Connect with our experienced team of insurance and employee benefits advisors.
[Contact Us](https://rbninsurance.com/contact/)
303 E. Wacker Drive, Suite 650
Chicago, IL 60601
[312.856.9400](tel:3128569400)
RBN Insurance Services is an independent insurance brokerage headquartered in Chicago. We provide commercial insurance, employee benefits, and personal insurance products for middle market businesses and their leaders. Since our inception in 1993, we have served clients across the United States in a wide variety of industries.
- Services
- [All Services](https://rbninsurance.com/services/)
- [Property + Casualty](https://rbninsurance.com/property-and-casualty/)
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- [Private Equity Advisory](https://rbninsurance.com/private-equity-insurance-advisory/)
- [People + Benefits](https://rbninsurance.com/people-and-benefits/)
- [Private Client](https://rbninsurance.com/private-client/)
- About
- [About Us](https://rbninsurance.com/about/)
- [Our Team](https://rbninsurance.com/team/)
- [Careers](https://rbninsurance.com/careers/)
- Insights
- [Blog](https://blog.rbninsurance.com/)
- [Case Studies](https://rbninsurance.com/case-studies/)
- [News](https://rbninsurance.com/news/)
###### SUBSCRIBE TO THE RBN BLOG
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RBN & Associates, Inc., dba RBN Insurance Services is an independent insurance brokerage. Coverage cannot be bound, modified, or canceled through this website. Requests for new coverage or changes in coverage should not be considered effective until confirmed in writing by RBN. All insurance placements are subject to underwriting approval, policy terms, conditions, exclusions, and carrier requirements. Availability of products and services may vary by state. Licensing information is available upon request. This website provides general information only and does not constitute legal, tax, HR, safety, compliance, or insurance coverage advice. Please consult qualified advisors regarding your specific situation.
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