--- title: TIP OF THE WEEK 7/15 description: Insurance, contractors, claims, proof of insurance --- [![RBN Insurance Services](https://rbninsurance.com/wp-content/uploads/2021/11/logo-white-1.svg)](https://rbninsurance.com/) - [Client Services Portal](https://portal.csr24.com/mvc/491938176) - [312.856.9400](tel:3128569400) - Services - [All Services](https://rbninsurance.com/services/) - [Property + Casualty](https://rbninsurance.com/property-and-casualty/) - - [Chemicals](https://rbninsurance.com/chemicals/) - [Construction + Contractors](https://rbninsurance.com/construction-contractors/) - [Elevators](https://rbninsurance.com/elevators/) - [Manufacturing + distribution](https://rbninsurance.com/manufacturing-distribution/) - [Metals + Recycling](https://rbninsurance.com/metals-recycling/) - [Real estate](https://rbninsurance.com/real-estate/) - [Retail + hospitality](https://rbninsurance.com/retail-hospitality/) - [Scaffolding](https://rbninsurance.com/scaffolding/) - [Technology](https://rbninsurance.com/technology/) - [Waste haulers](https://rbninsurance.com/waste-haulers/) - [Claims Services](https://rbninsurance.com/claims-advocacy-services/) - [Private Equity Advisory](https://rbninsurance.com/private-equity-insurance-advisory/) - [People + Benefits](https://rbninsurance.com/people-and-benefits/) - [Private Client](https://rbninsurance.com/private-client/) - About - [About Us](https://rbninsurance.com/about/) - [Our Team](https://rbninsurance.com/team/) - [Careers](https://rbninsurance.com/careers/) - Insights - [Blog](https://blog.rbninsurance.com/) - [Case Studies](https://rbninsurance.com/case-studies/) - [News](https://rbninsurance.com/news/) [Contact](https://rbninsurance.com/contact/) [tip](https://blog.rbninsurance.com/tag/tip) # TIP OF THE WEEK 7/15 Written By [RBN](https://blog.rbninsurance.com/author/rbn) When you have contractors working at your site, you can mitigate your risk by requiring them to indemnify you for any claims arising from their work. You should require proof of insurance, additional insured status on their policies, and a waiver of subrogation for workers’ compensation claims. Share To - - - - [mailto:?subject=TIP%20OF%20THE%20WEEK%207/15&body=https://blog.rbninsurance.com/tip-of-the-week-7/15](mailto:?subject=TIP%20OF%20THE%20WEEK%207/15&body=https://blog.rbninsurance.com/tip-of-the-week-7/15) [tip](https://blog.rbninsurance.com/tag/tip) **Disclaimer:** The materials on this page are for informational purposes only and do not constitute professional advice. Coverage outcomes depend on specific policy language and jurisdiction. [← Previous Post](https://blog.rbninsurance.com/tip-of-the-week-7/8) [Next Post →](https://blog.rbninsurance.com/managing-heat-risks-for-outdoor-workers-a-guide-for-employers) ## Related Posts #### [TIP OF THE WEEK 7/22](https://blog.rbninsurance.com/tip-of-the-week-7/22) [tip](https://blog.rbninsurance.com/tag/tip) #### [Tip of the week 2/26](https://blog.rbninsurance.com/tip-of-the-week-2/26) [tip](https://blog.rbninsurance.com/tag/tip) #### [TIP OF THE WEEK 7/1](https://blog.rbninsurance.com/tip-of-the-week-7/1) [tip](https://blog.rbninsurance.com/tag/tip) Connect with our experienced team of insurance and employee benefits advisors. [Contact Us](https://rbninsurance.com/contact/) 303 E. Wacker Drive, Suite 650 Chicago, IL 60601 [312.856.9400](tel:3128569400) RBN Insurance Services is an independent insurance brokerage headquartered in Chicago. We provide commercial insurance, employee benefits, and personal insurance products for middle market businesses and their leaders. Since our inception in 1993, we have served clients across the United States in a wide variety of industries. - Services - [All Services](https://rbninsurance.com/services/) - [Property + Casualty](https://rbninsurance.com/property-and-casualty/) - [Claims Services](https://rbninsurance.com/claims-advocacy-services/) - [Private Equity Advisory](https://rbninsurance.com/private-equity-insurance-advisory/) - [People + Benefits](https://rbninsurance.com/people-and-benefits/) - [Private Client](https://rbninsurance.com/private-client/) - About - [About Us](https://rbninsurance.com/about/) - [Our Team](https://rbninsurance.com/team/) - [Careers](https://rbninsurance.com/careers/) - Insights - [Blog](https://blog.rbninsurance.com/) - [Case Studies](https://rbninsurance.com/case-studies/) - [News](https://rbninsurance.com/news/) ###### SUBSCRIBE TO THE RBN BLOG - [Client Services Portal](https://portal.csr24.com/mvc/491938176) - RBN & Associates, Inc., dba RBN Insurance Services is an independent insurance brokerage. Coverage cannot be bound, modified, or canceled through this website. Requests for new coverage or changes in coverage should not be considered effective until confirmed in writing by RBN. All insurance placements are subject to underwriting approval, policy terms, conditions, exclusions, and carrier requirements. Availability of products and services may vary by state. Licensing information is available upon request. This website provides general information only and does not constitute legal, tax, HR, safety, compliance, or insurance coverage advice. Please consult qualified advisors regarding your specific situation. [Privacy Notice](https://rbninsurance.com/privacy-notice/)  |  [Terms of Use](https://rbninsurance.com/terms-of-use/)  |  [Licensing Disclosures](https://rbninsurance.com/licensing-disclosures/) **Important Claims Notice** Please do not use this website alone to report claims. To report a claim, contact your carrier directly. 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